Elderwerks Senior Resource Directory 2025/2026

FINANCIAL RESOURCES

Bottom Line Financial, Inc. We are a daily money management firm that assists individuals with their personal financial needs including bill payment, tax organization and technology support. 847-987-0969 Ifaat Bosse, CPA

Debt Counsel for Senior & Disabled A law firm dedicated to protecting seniors and the disabled individuals from creditor harassment without costly bankruptcy. 888-622-3273 debtcounsel.org Direct Assistance Program (DAP) Emergency financial crisis assistance. Must reside within Woodstock Area, District #200 only. Able to assist with rent, past due utility bills, prescriptions, car repairs, gas vouchers (driver's license & proof of insurance required), and vouchers for clothing resale shops. Households are limited to $300 financial assistance in a calendar year. All financial assistance is rendered in the form of vouchers or check requests for payment to prearranged vendors. 815-529-4370 Free Income Tax Preparation for Elderly and Low Income Families The Volunteer Income Tax Assistance (VITA), Tax Counseling for the Elderly (TCE), and AARP Tax-Aide programs offers free tax help to elderly and low income families who need assistance in preparing their own tax returns. IRS certified volunteers provide free basic income tax return preparation with electronic filing to qualified individuals. Free tax preparation sites are generally located at community and neighborhood centers, libraries, schools, shopping malls and other convenient locations across Illinois. Go to the website to find a location near you. https://irs.treasury.gov/freetaxprep/ Go Direct Information on how to apply to have Social Security, VA benefits & federal income deposited directly into your account. The website gives you the tools and resources to transition into electronic payments. 877-874-6347 www.godirect..gov/gpw/ wacm.org@gmail.com 1300 Kishwaukee Rd. Woodstock, IL 60098 Financial Planning Association www.plannersearch.org This website provides a search engine to find a financial planner near you.

Human Services Helpline 800-843-6154 866-324-5553 (TTY/Nextalk) benefits.gov/benefit/1628 Information on Public Aid.

Illinois Department of Revenue 800-732-8866 | 800-544-5304 (TTY) www.tax.illinois.gov www.revenue.state.il.us Illinois Hardest Hit Program A program through IHDA & the U.S. Dept. of Treasury that offers temporary mortgage payment assistance to households struggling with income loss due to unemployment or underemployment, but are working to regain sufficient income to keep their home. Homeowners who have experienced a 15% reduction in income due to hardship may be eligible for up to $35,000 in reinstatement and/or ongoing monthly mortgage assistance while they work to regain financial stability. 855-873-7405 www.ihda.org/illinois-hardest-hit program/ The Illinois State Treasurer is holding billions of dollars in unclaimed funds for Illinoisans. The State holds these lost funds until they are claimed by the original owner or heirs. Property is returned at no cost with proper identification. For additional information IRS Tax credits are available to qualified older adults and their caregivers. See IRS publication 503 for details. For IRS publications call 800-829-3676 or 800-829-4059 (TTY), or go to www.irs.gov/formspubs/index.html 800-829-1040 - General and to do a search, go to: illinoistreasurer.gov/ICASH Illinois State Treasurer Unclaimed Property Division ICASH Program 1 West Old State Capitol Plaza Springfield, IL 62701 800-961-8303 illinoistreasurer.gov/ICASH

ifaat@bottomlinefinancial.com www.bottomlinefinancial.com *See ad page 123.

ClearPoint National non-profit credit counseling agency. 800-250-2227 | 866-616-3717 Spanish www.credability.org Consumers Cooperative Association Proud sponsor of Consumers Credit Union. Members receive discounts from local businesses. They offer scholarship programs. Educational seminars and events also offered. 847-244-1233 Kathleen Crews Consumer Credit Counseling Service of Northern Illinois Helps people manage their money more effectively. Confidential credit & debt counseling, debt management, mortgage default & foreclosure prevention counseling, reverse mortgage counseling, pre-filing bankruptcy counseling, credit report analysis and counseling. Locations: McHenry, Kane & Lake Counties Consumer Finacial Protection Bureau Federal agency that implements and enforces consumer financial law and ensures that markets for consumer financial products are fair, transparent, and competitive. Website includes links to assist with a multitude of financial related needs topics. 855-411-2372 | 855-729-2372 (TTY/ TTD) https://www.consumerfinance.gov cca@myconsumers.org www.myconsumers.org 800-815-2227 815-338-5757 https://.illinoiscccsorg

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